Privacy Policy

We are committed to keeping the personal information collected from our potential, current and former customers confidential and secure. The proper handling of personal information is one of our highest priorities. We want to be sure that you know why we need to collect personal information from you.  We also want to explain to you our commitment to protect the information you provide to us. We never sell your information to any outside parties.


Customer Information

We collect and keep only information that is necessary for us to provide services requested by you and to administer your business with us. We may collect nonpublic personal information:

  • From you when you complete an application or other form or when you disclose the information during a consultation. This includes information such as name, address, birthdate, social security number, assets, income, occupation, net worth and other information deemed necessary to evaluate your financial needs.
  • As a result of transactions with us, or with our affiliates or others. This could include transactions completed with us, information received from outside vendors to complete transactions or to effect planning goals.


Sharing Information

Financial companies choose how they share your personal information. Federal law gives the consumer the right to limit some but not all sharing. All financial companies need to share their customers’ personal information to run their everyday business. We only share your nonpublic personal information with non-affiliated companies, affiliates or individuals as permitted or required by law. The types of entities or individuals with whom we might share your nonpublic personal information include your representative within our firm, a securities clearing firm, mutual funds, other product vendors, and persons in connection with compliance with legal or regulatory requirements. In the normal course of our business, we may disclose information we collect about you to companies or individuals that contract with us to perform servicing functions.

When we provide personal information to a service provider, we require these providers to agree to safeguard your information, to use the information only for the intended purpose, to perform the specific service we have requested, and to abide by applicable law. We also may be required to make disclosures to regulators who have regulatory authority over the company if certain conditions are met. We will also disclose your personal information if we reasonably believe, in good faith, that we are legally required to do so or if you consent to such disclosure. We do not provide your personally identifiable information to mailing list vendors or solicitors for any purpose.


Internet Access

We provide a website on the Internet for our company which is informational only. You should check the privacy policy for any links provided upon leaving our web site. We provide access to your securities accounts via the Internet. Your password is your private entry key into your account. You should never share it with anyone, and you should change it periodically. After you've finished accessing your securities account, don't forget to log off. This prevents someone else from accessing your account if you leave your computer and your session hasn't "timed out," or automatically shut down.


Access to Information

Only persons with a valid business reason have access to your personal information. These persons are educated on the importance of maintaining the confidentiality and security of this information. They are required to abide by our information handling practices.


Protection of Information

We maintain security standards to protect your information, whether written, spoken, or electronic. We update and test our systems to ensure the protection and integrity of information.


Disclosure of our Privacy Policy

As a member of the financial services industry, we are sending you this Notice of Privacy Policy for informational purposes and will update and distribute it as required by law. It is also available upon request.


Opt Out Provision

If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted or required by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may call the following toll-free number: 1-800-743-5410.


Former Customers

If your customer relationship with us ends, we will not destroy your personal information unless required or permitted by law. We will continue to treat your personal information in accordance with this Privacy Policy and applicable laws.


Internet tracking disclosure

We do not have the protocol that offers you the choice to opt-out of internet tracking. You may reset your web browser to enable do not track functionality if your browser supports it.



When you visit our site, we may collect information about your use of our site through “cookies”. Cookies are small bits of information transferred to your computer’s hard drive that allow us to know how often a user visits our site and the activities they are most interested in performing. We require the acceptance of cookies to enable users to take full advantage of specific services offered. We may also require you to accept cookies placed by a third party supporting this activity on our behalf.

The cookies collect certain technical and navigational information only, such as computer browser type, internet protocol address, pages visited, and average time spent on our websites. In addition, it captures the paths taken as you move from page to page (click stream activity). This information allows us to enhance your experience on the site. We also use cookies to establish and maintain a logged in connection when you are on secure sections of our website. For example, when you visit your account, the cookie allows you to navigate from page to page in a secure fashion without having to repeatedly log-in.